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mom by choice

filipino mom works online, at home.


Inexpensive Christmas Gifts to Give Yourself


Categories: Frugal Living

Wishlists all over Facebook contain the latest and greatest gadgets that would probably be outdated by the start of the year. If you’re drooling over these things but you can’t afford them, it’s time to look for inexpensive gifts that wouldn’t put you in deeper debt before the new year even starts.
A New Hard [...]

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Warming Up to Credit Cards Again?


Categories: Frugal Living

One main reason why some people find it difficult to live with credit card bills is not being able to differentiate between credit and cash on hand. because the due date of a credit card is so far off, some people think they can get away with bulky cash advances and just worry about the [...]

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Simple Tip to Protect Your Home If You Are Living Alone


Categories: Frugal Living, Mommy Thoughts

One thing that struck me while I was living alone is the manner by which some people try to get to your stuff regardless of how small or inexpensive it is. You know. Things like doorknobs that seem to be broken when you try to open it the next time you come home (when it [...]

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Raising a Child and Teaching by Example


Categories: Frugal Living, Health and Beauty

There are some things that we can teach our children indirectly, I realize this now. Somehow I always thought everything needs to be verbalized, like ‘eat your veggies’ or ‘pick up your toys’. But there are some concepts that you just cannot help but teach. For instance…
Being Frugal
I didn’t realize how frugality became ingrained in [...]

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Reasons Why People Go Over Budget


Categories: Frugal Living

If you’re living from pay check to pay check, you probably know a lot about budgeting. But sometimes we go over budget and end up worrying about how to afford the basics. Some reasons why we go over budget are…
There’s a ’sale’.
Some items we have been dreaming of buying for a long time suddenly [...]

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